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The photos are usually of beautiful people and the quality of the photo is high.
Counterfeit money orders are then mailed to the victims, who are asked to deposit these into their own accounts and to wire the money back to Nigeria.
The victims shortly discover that the money orders were counterfeit, and that they have not only been defrauded and humiliated, but may also themselves be liable to fraud charges for having deposited the bogus money orders.
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